Q: What should I do if I am involved in an auto accident?
A: The most important thing to do is stay calm. Call the police by dialing 911 on your cell phone or ask someone else in the area to call the police. The police will take care of speaking with all parties involved in the accident and determining insurance information for each vehicle involved in the accident.
Q: What if there are witnesses to the accident?
A: If there is someone who witnessed the accident other than the drivers of the cars involved in the accident, write down the name, address and telephone number of the witnesses.
Q: Should I move my car?
A: If you have called the police to come to the accident scene, do not move your car until the police arrive and assist you in safely moving your car.
Q: What if I am not at fault for the accident and the other driver involved in the accident does not want me to call the police?
A: If you are injured or have sustained property damage to your car, you should call the police to the scene of the accident to make a police report.
Q: What if I decide not to call the police? What information should I get from the other driver?
A: If you are injured or sustained property damage to your vehicle as the result of someone else’s fault, we strongly recommend that you contact the police. However, if you decide not to, you must get the following information from the other driver
- insurance information of other car(s) involved in the accident, including the name of the insurance carrier, the policy number and who the insured is.
- license plate number of other car(s) involved in the accident.
- make and model of other car(s) involved in the accident.
- name, address and telephone number of person driving the other car(s) involved in the accident.
- color of other car(s) involved in the accident.
- witness name, address and telephone number.